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10 Things a Lender Needs From You

W-2 forms or business tax return forms if you’re self-employed for the last two or three years for every person signing the loan.

Copies of one or more months of pay stubs from every person signing the loan.

Copies of two to four months of bank or credit union statements for both checking and savings accounts.

Copies of personal tax forms for the last two to three years.

Copies of brokerage account statements for two to four months, as well as a list of any other major assets of value, e.g., a boat, RV, or stocks or bonds not held in a brokerage account.

Copies of your most recent 401(k) or other retirement account statement.

Documentation to verify additional income, such as child support, pension, etc.

Account numbers of all your credit cards and the amounts of any outstanding balances.

Lender, loan number, and amount owed on other installment loans—student loans, car loans, etc.

Addresses where you lived for the last five to seven years, with names of landlords, if appropriate.

Reprinted from REALTOR® Magazine Online by permission of the NATIONAL ASSOCIATION OF REALTORS®
Copyright 2005. All rights reserved.

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Why Specialized Realty for buying Foreclosures?

  • Our firm specializes in Texas foreclosure properties.
  • Our agents are foreclosure experts.
  • Our foreclosure focus experience helps us to keep you from potential penalties.
  • Our foreclosure expertise ensures a smooth process for our buyers.
  • Our experience in working with foreclosures helps you avoid any unforeseen penalties.
  • We can make you aware of foreclosures before they go on the market.
  • SRG buyer's agents represent the buyer, not the seller.
  • We offer a market analysis to assist with negotiations.
  • We have connections with lenders and mortgage who know foreclosures best.
  • We work with foreclosures on a daily basis, so we know when a "hot deal" comes up.
  • We offer foreclosures throughout North Texas.
  • We have connections with lender and mortgage providers with hands-on experience working with foreclosures.
Texas Foreclosure Listings


Specialized Realty Group, Inc.
606 US Highway 377 N
Argyle, TX 76226
Phone: 1-800-636-5418 x 4001
Fax: 940-489-4141

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